Friday, April 9, 2021

Becoming an Insurance Adjuster is easier than you might think

There are a few different routes for employment that an insurance claims adjuster can use: become a staff adjuster, independent adjuster, or a public adjuster. A staff adjuster works full-time for one insurance adjuster firm exclusively. An independent insurance adjuster handles claims for multiple firms. A public insurance adjuster, conversely, is paid directly by the policyholder.  You will want to determine what your insurance adjusting career interest is.

Being a staff adjuster for an insurance group or firm generally means you are salaried, and you’ll receive benefits like a pension, life and health insurance, and continuing education training.  An independent insurance adjuster works as a contractor for multiple insurance firms or third-party administrators. These people are sometimes referred to as “catastrophe claims adjusters” because they are the ones on the ground after major weather events and emergencies.  Public insurance adjusters work on behalf of policyholders directly. They will help businesses or individuals file an insurance claim if a proposed settlement from an insurer is seen as unfit.  While being a staff adjuster is a steady 40-hour-per-week job, the independent and public routes offer more flexibility. If it’s the busy season, you could work well over 40 hours per week, but you could work considerably fewer hours during less busy times.  It is well documented that Independent Insurance adjusters make in excess of $100,000 a year with the right education, contacts and tools.

Depending on what state you live in, you may need to take a course and pass a licensing exam to become an insurance claims adjuster. Some states have minimal requirements, while others require completing an insurance licensing course and passing a licensing exam. If you live in a state that requires adjusters to be licensed, you should get your home state license before thinking about other licenses. If you live in a state that does not require an adjuster license, you can legally adjust claims without taking a licensing exam. However, many adjusters want to get out-of-state licenses that will enable them to work throughout the country. To do this, you can get a DHS (Designated Home State) license. What this means is an individual residing in a state that does not require an adjuster license or does not offer their own adjuster licensing exam may choose to designate another state as their resident or “home” state under the Designated Home State (DHS) process. Nonresident licensure is then based on that qualification.

States that require licenses likely also require continuing education credits for adjuster license renewal. Continuing education (CE) credits can be earned from live or online courses. Occasionally, CE can also be earned from employee-provided training sessions, or by publishing articles or giving lectures related to the insurance claims industry. Check with your state to find out what CE is required and how you can fulfill the requirements in your state.

If you like investigative work, crunching numbers, and negotiating settlements, you could have a bright future as an insurance claims adjuster. Regardless of whether you are interested in a steady 9 to 5 job, or would prefer to choose when and how much you work, there’s an insurance claims career path that is right for you.

Adjusting Online has a wealth of knowledge and can give you some great tips and advice as you embark on a very rewarding career as an Insurance Adjuster.

The great thing about insurance adjusting is that it is a recession-proof industry.  While many industries are being affected negatively with government mandated shutdowns or even an economic recession; independent insurance adjusters are an essential group who will always have jobs in today’s society.  Individuals rely on it, businesses rely on it, and banks and lending institutions absolutely require it.

Adjusting Online can provide you everything you need to start your career in the Insurance Adjusting Industry with a solid foundation from veteran instructors.  Whether you need educational information from novice-level to more advance training as a highly-trained professional all bases will be covered allowing you to come out with the knowledge to tackle the industry head-on.  The best part about this education is that you can complete the needed courses from home or even your local coffee shop just by visiting https://www.adjustingonline.com/ or emailing info@adjustingonline.com.


Friday, June 26, 2020

THANK YOU

We've appreciated all of the support from guests and loyal followers, so now we'd like to give back! Get 20% off activity bookings:


https://mailchi.mp/lawsonadventurepark/thank-you


Thursday, June 4, 2020

Clear Creek Whitewater Rafting is Now Open!

As of today, we'll be able to take small group trips down Clear Creek for whitewater rafting trips! We're located 35 miles wet of Denver near the historic mining town of Idaho Springs. You can learn about the history of the area, splash in the Rocky Mountain wilderness, and have a great adventure!

Activity Safety Procedures will Include:

  • No more than 10 people per group trip
  • Outside check-ins (must arrive 30 minutes before scheduled activity)
  • Social distancing and wearing face masks while getting checked in
  • Temperature checks for staff and guests
  • Guests exhibiting signs of illness will be required to leave and the activity can be rescheduled for a later date
  • Staff will be wearing masks the entire time and are asked not to come into work if they feel sick
  • Gear, helmets, and wet suits will be regularly sanitized 
We'll be offering Raft Trips at 9am, 12:30pm, and 3:30pm (other times may be available if main times are book).




No Hassle - Just Paddle: Not sure where to camp? Take a guided raft float on the Upper Colorado River and camp for a night or 2! Tents & food are included.

Friday, July 26, 2019

Sightseeing on Your Journey to Adventure

‘Real’ Colorado is not found on a crowded city street or inside of man-made museums and manufactured tourist attractions.  Real Colorado is found in one place – the Mountains and there is no grander monument that could be erected which perfectly embodies the spirit of this great state.
12You immediately identify Red Rocks as you pass it in the distance driving through 470 onto I-70 W.  For those who have never made this journey, we highly suggest touring through.  Gliding over the city of Golden, scouring the land below as if an eagle, your turn begins the journey ever upward into the mountains.
At a certain point you pass through a small village of mansions in the sky, and your mind races with thoughts of “How did they get that all the way up here?”  As envious as you may be of these grand palaces, you don’t begrudge them the journey home in the snows of winter.
13As you carry on, you reach a grand opening view of white peaked mountains in the distance ahead and the amazing Buffalo Overlook Wildlife Refuge to your right.  It’s no coincidence this site is located near the road leading to Buffalo Bill’s Museum and gravesite, a worthwhile visit offers greater insight beyond the myth of the life of Buffalo Bill as well as the local history of the region.  It also features an incredible view over the distant city-scape as you shift from the view of city window gazing towards mountain-to-mountain top views.
14Beyond the buffaloes, you reach a grand, sweeping view of the mountains which no photo can do justice.  Further, you set sail through a sea of trees – eventually arriving at the beginning of Clear Creek County.  In Clear Creek you can find a noticeably large antique shop and small town looking out from the mountain slopes.
Life then turns exhilarating as you slide down 15the steepest slopes into the side of the highest mountain.  Your reward as you masterfully make the descent down the hillside is a trip the mouth of a mountain in the Veteran Memorial Tunnels, the small historic town of Idaho Springs on the other side.  Even through it is tough to see going into Idaho Springs, there is a beautiful landmark awaiting.  The Bridal Veil Falls offer enjoyable hiking and breathtaking views from the other side of I-70.
16You may want to stop for lunch at the many options available or stock up on food from the local Safeway if you’re planning a long stay in one of the fully-furnished cabins at Lawson Adventure Park.
Finally, you reach the last set of winding mountains and take either Exit 235 or 234, you emerge into the quiet town of Lawson and cross the bridge over Clear Creek River, where summer riving rafting awaits.
17When you arrive at Lawson Adventure Park & Resort, don’t forget to grab the bucket of s’more supplies available in the lodge.